{"id":16,"date":"2022-06-13T04:00:00","date_gmt":"2022-06-13T10:00:00","guid":{"rendered":"https:\/\/www.insuran.com\/blog\/?p=16"},"modified":"2022-06-13T12:26:27","modified_gmt":"2022-06-13T18:26:27","slug":"creating-a-custom-home-policy-with-add-ons-and-riders","status":"publish","type":"post","link":"https:\/\/www.insuran.com\/blog\/creating-a-custom-home-policy-with-add-ons-and-riders\/","title":{"rendered":"Creating a Custom Home Policy with Add-Ons and Riders"},"content":{"rendered":"<p><span style=\"color:#0e101a\">At Insuran LLC in&nbsp;Central Ohio, we want you to understand that your homeowner&rsquo;s insurance comes as a base policy. You can add coverage to it as you need it.<\/span><\/p>\n<p><span style=\"color:#0e101a\">What type of coverage, you ask?<\/span><\/p>\n<h2><span style=\"color:#0e101a\">Common Coverage Add-Ons<\/span><\/h2>\n<p><span style=\"color:#0e101a\">You can add everything from jewelry coverage to extra liability coverage, a handy item to have if you regularly hold fundraisers or celebrations at your home.<\/span><\/p>\n<p><span style=\"color:#0e101a\">That might sound ostentatious, but it isn&rsquo;t. Many careers require such events to take place at your home.<\/span><\/p>\n<ul>\n<li><span style=\"color:#0e101a\">Children&rsquo;s or high school sports coach<\/span><\/li>\n<li><span style=\"color:#0e101a\">Minister<\/span><\/li>\n<li><span style=\"color:#0e101a\">Doctor<\/span><\/li>\n<li><span style=\"color:#0e101a\">Schoolteacher<\/span><\/li>\n<li><span style=\"color:#0e101a\">Choir or choral director<\/span><\/li>\n<li><span style=\"color:#0e101a\">Bandleader<\/span><\/li>\n<\/ul>\n<p><span style=\"color:#0e101a\">Most of those positions don&rsquo;t pay a lofty sum, so an accident at their home could easily cost them more than a typical home policy provides. Adding umbrella coverage to your home policy protects your finances.<\/span><\/p>\n<p><span style=\"color:#0e101a\">Jewelry insurance might sound trivial until you purchase your fianc&eacute;e&rsquo;s engagement ring. The thousands of dollars it cost would set you back if stolen.<\/span><\/p>\n<p><span style=\"color:#0e101a\">Running a home-based business requires adding a commercial component to your home policy. This bundles the commercial protection of business liability with your home insurance.<\/span><\/p>\n<p><span style=\"color:#0e101a\">A hobbyist policy add-on covers the expensive equipment or materials for your hobby, such as photography or stamp collecting. Without it, you&rsquo;d only have the typical coverage of home insurance for personal property, which usually provides about ten percent of the home&rsquo;s value.<\/span><\/p>\n<h3><span style=\"color:#0e101a\">Contact Us<\/span><\/h3>\n<p><span style=\"color:#0e101a\">Many other options exist to customize your home policy. While many articles talk about a standard home policy, you should never buy cookie-cutter insurance. Let Insuran LLC in&nbsp;Central Ohio&nbsp;help you customize your home policy.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>At Insuran LLC in&nbsp;Central Ohio, we want you to understand that your homeowner&rsquo;s insurance comes as a base policy. You can add coverage to it as you need it. What type of coverage, you ask? Common Coverage Add-Ons You can add everything from jewelry coverage to extra liability coverage, a handy item to have if [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,6],"class_list":["post-16","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-central-ohio","tag-insuran-llc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/posts\/16","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/comments?post=16"}],"version-history":[{"count":1,"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/posts\/16\/revisions"}],"predecessor-version":[{"id":17,"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/posts\/16\/revisions\/17"}],"wp:attachment":[{"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/media?parent=16"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/categories?post=16"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/tags?post=16"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}