{"id":50,"date":"2023-12-20T04:00:00","date_gmt":"2023-12-20T10:00:00","guid":{"rendered":"https:\/\/www.insuran.com\/blog\/?p=50"},"modified":"2024-01-04T10:56:49","modified_gmt":"2024-01-04T16:56:49","slug":"insurance-tips-for-car-buyers","status":"publish","type":"post","link":"https:\/\/www.insuran.com\/blog\/insurance-tips-for-car-buyers\/","title":{"rendered":"Insurance Tips for Car Buyers"},"content":{"rendered":"<p>In Central Ohio, car lots are everywhere, giving car buyers thousands of cars to choose from.&nbsp;&nbsp;A new car or a &quot;new to you&quot; previously owned car is exciting. Some buyers may be first-time drivers, while others have been driving for a while. Either way, you&#8217;ve probably spent a significant amount of&nbsp;time deciding which car to buy. But what about car insurance? It can be confusing when purchasing a policy for your new car. However, by following a few tips for car buyers, you can choose your insurance, required by law in Central Ohio, with confidence.<\/p>\n<h2>Insurance Tips for Car Buyers<\/h2>\n<h3>Buy Insurance First<\/h3>\n<p>Buying the car first and then buying insurance is frequently a mistake. Some dealers won&#8217;t cover the new car once it is purchased and driven off the lot. You may have insurance on a prior car, but don&#8217;t assume it&nbsp;covers the new car. Purchasing the car first can result in having a policy that doesn&#8217;t cover the new car completely. Then you may have to buy more insurance than planned, causing problems making the car payment.<\/p>\n<h3>Understanding Limited Liability<\/h3>\n<p>Ohio is a limited liability state. That is, your car insurance will have to meet Ohio laws regarding how much liability you are&nbsp;responsible for. It limits this amount to a lower basic amount covering what will be paid out in an&nbsp;accident. If damage is more than that limited amount&nbsp;included by law, you will have to cover it yourself. Auto insurance agents can suggest options for further liability coverage.<\/p>\n<h3>Add the Policy Yourself&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/h3>\n<p>Car dealers rarely add your insurance. So always check and add your policy yourself to avoid driving illegally.<\/p>\n<p>Insuran LLC can answer any questions you have about new car insurance.&nbsp;Call us today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In Central Ohio, car lots are everywhere, giving car buyers thousands of cars to choose from.&nbsp;&nbsp;A new car or a &quot;new to you&quot; previously owned car is exciting. Some buyers may be first-time drivers, while others have been driving for a while. Either way, you&#8217;ve probably spent a significant amount of&nbsp;time deciding which car to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[5,6],"class_list":["post-50","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-central-ohio","tag-insuran-llc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/posts\/50","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/comments?post=50"}],"version-history":[{"count":1,"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/posts\/50\/revisions"}],"predecessor-version":[{"id":51,"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/posts\/50\/revisions\/51"}],"wp:attachment":[{"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/media?parent=50"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/categories?post=50"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuran.com\/blog\/wp-json\/wp\/v2\/tags?post=50"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}