Describe the work you do now
A new service, contract, customer group, or operating location can introduce new questions. Give the agent a current description of your operations.
Review the things you rely on
Discuss premises, tools, inventory, equipment, and the practical effect an interruption could have on your work.
Include the people and vehicles
Changes in staffing, duties, work states, or vehicle use deserve attention. Workers’ compensation and commercial auto may require separate arrangements.
Keep requirements in view
Bring relevant contract insurance requirements and existing declarations. Ask how the coverages being discussed meet the needs of your specific operations.
This guide provides general discussion prompts, rather than a coverage determination. Review policy terms and individual circumstances with a licensed agent.