Umbrella Insurance in Ohio

Umbrella insurance is a specialized type of insurance that protects policyholders beyond their existing limits and coverages of other policies, such as auto insurance policy, home insurance policy, and others. A standard umbrella insurance policy provides coverage for property damage, certain lawsuits, physical injuries, and other personal liability situations. If you are thinking of getting this type of insurance but have doubts, here is the information you should know about it:

What Should You Know About Umbrella Insurance?

  • The mission of umbrella insurance is to provide additional coverage when your auto, home, boat/watercraft, and other policy limits get exhausted.
  • Umbrella insurance often provides coverage for claims that were excluded by other liability policies, including such claims as slander, false arrest, libel, and others.
  • Usually, umbrella insurance provides coverage for damage to property, injuries, certain lawsuits, and personal liability situations.
  • There are certain limitations and exceptions, meaning that umbrella insurance does not cover certain things. Thus, most umbrella insurance policies do not cover your personal injuries and damage caused to your personal property, intentional action or crime that caused damage or injury to someone else, and liability you assume under a contract.
  • Certain factors may affect the cost of umbrella insurance and the amount you pay every month for this type of policy. These factors are a person's credit, occupation of a policyholder, and the amount of coverage.

Insuran - Your Reliable Insurance Company in Ohio

If you live in Pataskala, OH, or any other nearby area and you are looking for a trustworthy insurance company that will help you with the purchase of umbrella insurance, Insuran is ready to assist. We specialize in different types of insurance, including umbrella insurance, and serve our clients in Pataskala, OH, and other towns in Ohio by finding them insurance policies based on their needs. Feel free to email or give us a call if you have any questions.