Should I get commercial insurance for my hobby farm?

The joys of owning your hobby farm are vast and varied—from fresh eggs in the morning to the satisfaction of working the land with two hands. However, with all that joy comes some responsibility, and one important aspect of farm ownership is ensuring your livestock, crops, and buildings are protected from loss or damage. If you have a hobby farm in Central Ohio, Insuran LLC recommends commercial insurance.

Why Commercial Insurance?

Coverage for Liability

Accidents can happen if you have visitors to your hobby farm, whether friends or strangers. An unexpected fall, injury, or property damage could lead to a liability claim. That’s where commercial insurance comes in handy, providing coverage in case someone is injured or their property is damaged on your farm.

Protecting Your Home and Outbuildings

Hobby farms may include homes, barns, sheds, and other habitable structures. Homeowners’ insurance may not cover all aspects of a farm and its equipment, while commercial insurance can protect the structure and contents.

Protection for Livestock and Crops

The upkeep of your animals and crops is essential to your livelihood. Commercial insurance can cover damage from natural disasters, predator attacks, and even diseases/infections that could affect your livestock and crops.

Reach Out To Us

Whether you are a seasoned farmer or starting out, it’s important to understand the options for protecting your hobby farm. Commercial insurance may not be required for your hobby farm, but it can protect you, your family, visitors, animals, and income. At Insuran LLC, we specialize in providing tailored insurance solutions that meet the unique needs of hobby farmers in Central Ohio. Contact us today to learn more about our commercial insurance policies for hobby farms.