When you have a small business, you face risks to your business just about every day. Your chances of failing are incredibly high. At Insuran LLC in Central Ohio, we have a team with expertise in commercial insurance that will make sure you have coverage that is correct for your business.
Why Commercial Insurance
Commercial property insurance
Commercial property insurance offers a variety of different coverage. It protects the building if you own it, but it also covers all the things that you use to do business. Depending on what line of business you are in, this can extend to the tools of your trade as well as office equipment. If you have a small manufacturing business, this can be machinery, raw materials, and finished products. Stores include the display units and your inventory. Whatever your particular type of business uses will be included.
Commercial liability insurance
Businesses in general and small businesses, in particular, are vulnerable to being sued. As a matter of fact, about one-third of all businesses will be sued in any given year. Legal action against you can be very damaging to your business. It could drain your assets and kill your business if you don’t have liability insurance.
Commercial auto insurance
If your business owns any vehicles, you need to have commercial auto insurance. Personal auto insurance can not be relied upon to pay for damages that occur when you are doing business.
Workers compensation insurance
In the state of Ohio, if you have one or more employees, you must cover them with workers’ compensation insurance. Both full-time and part-time employees count. This is good for you and your employees.
Contact us Today
Give us a call at Insuran LLC in Central Ohio to get the commercial insurance that will protect your particular business.